TeleMedhin

Our Mission

TeleMedhin is a digital microinsurance platform bringing affordable, multi-protection coverage to every Ethiopian — delivered through the telebirr Super App.

Our Story

Bridging the Healthcare Gap

TeleMedhin is a digital microinsurance platform built by Birrama in partnership with D-NET, designed to bring affordable multi-protection insurance to every Ethiopian household.

We operate under the National Bank of Ethiopia's microinsurance regulatory framework and distribute exclusively through the Telebirr Super App — Ethiopia's most widely used mobile payment platform. No paperwork, no queues, no medical exams.

Our three plans — ብርቱ Plus, ጋሻ Plan, and Werkama (ወርቃማ) — are built around the real financial vulnerabilities Ethiopians face: loss of income, unexpected medical bills, funeral costs, and children's education. We are not just insurance; we are a financial safety net built for this country.

3
Insurance Plans
18–55+
Age Groups Served
ETB 30K
Max Funeral Payout
ETB 50K
Max Disability Payout

Our Core Values

These principles guide every decision we make and every product we build.

Accessibility

Making health insurance reachable for every Ethiopian through digital innovation.

Trust

Building lasting relationships through transparent policies and reliable claim settlements.

Compassion

Understanding that behind every policy is a family relying on us for protection.

Join Us in Protecting Ethiopia

Whether you are looking for coverage or want to partner with us, we would love to hear from you.