ManagingYour Dependents
Protect your entire family with our flexible dependent coverage. Add spouses, children, parents, and siblings with special family discounts up to 30%.
Who Can You Add as Dependents?
Cover your entire family with attractive discounted rates.
Spouse
Required Documents:
- Marriage certificate
- Spouse's Ethiopian ID or Passport
- Recent passport-size photo
Children
Required Documents:
- Birth certificate
- Passport-size photo
- School ID (if over 5 years)
- Coverage up to age 25
Parents
Required Documents:
- Parent's Ethiopian ID
- Birth certificate (proof of relationship)
- Recent passport-size photo
Siblings
Required Documents:
- Sibling's Ethiopian ID
- Birth certificates (proof of relationship)
- Recent passport-size photo
Family Discount Structure
The more dependents you add, the more you save!
| Number of Dependents | Total Discount | Annual Savings |
|---|---|---|
| 1 dependent | 0% | Standard rate |
| 2 dependents | 5% | Save ~ETB 165/year |
| 3 dependents | 10% | Save ~ETB 495/year |
| 4 dependents | 15% | Save ~ETB 990/year |
| 5-6 dependents | 20% | Save ~ETB 1,650/year |
| 7+ dependents | 30% | Save ~ETB 2,970/year |
* Discounts applied automatically at checkout
How to Add Dependents
Simple 5-step process to add family members to your policy.
Log Into Portal
Access your member portal using your credentials.
Navigate to Dependents
Go to 'Manage Family' or 'Add Dependents' section.
Upload Documents
Submit required documents for verification.
Pay Additional Premium
Complete payment for the dependent coverage.
Instant Activation
Dependent is covered immediately after payment.
Instant Activation
Dependents are covered immediately after payment verification. No waiting period!
Removing Dependents
Life changes happen. Here's how to remove dependents from your policy.
Common Removal Scenarios
- Divorce or separation
- Child reaching age 26
- Dependent getting their own coverage
- Death of dependent (with certificate)
- Relocation out of coverage area
How to Remove Dependents
- Log into your member portal
- Navigate to 'Manage Family'
- Select dependent to remove
- Provide removal reason and documentation
- Submit request for processing
What Happens After Removal
- Coverage ends on specified date
- Premium adjustment on next billing
- Pro-rated refund (if applicable)
- Confirmation sent via email/SMS
- Digital card deactivated
Dependent Coverage FAQs
Common questions about managing dependents.
How many dependents can I add?
You can add unlimited dependents! The more you add, the more you save with our family discounts (up to 30% off).
Can I add dependents after enrollment?
Yes! You can add dependents at any time. Their coverage starts immediately after payment and document verification.
Do children get the same coverage as me?
Yes, all dependents receive the same comprehensive coverage as the primary member, including hospitalization, disability, and maternity benefits.
What happens when my child turns 26?
At age 26, your child can transition to their own individual policy. We'll notify you 60 days in advance with transition options.
Can I remove a dependent?
Yes, you can remove dependents at any time due to divorce, child reaching age limit, or other reasons. Partial premium refunds may apply.
Do I need to add my newborn immediately?
Newborns are automatically covered for 30 days. Add them officially within this period to maintain continuous coverage.
Ready to Protect Your Family?
Add your loved ones to your policy today and enjoy family discounts.